Employees have three opportunities to enroll in benefits or make changes to their selections:
- When you are newly eligible (deadline = 30 days from your date of hire, i.e. your first day of work)
- During Annual Enrollment held each fall (deadline = last day of enrollment)
- If you experience a qualifying event such as marriage, birth, change to part-time status, etc. (deadline = 31 days from the event)
||Before you enroll, please make sure you understand the plans. If you have questions, contact the vendor or Benefits
||Verify that your beneficiary information is up-to-date.
||After you enroll, check your paycheck stub to make sure the correct amount is being deducted and all of the benefits you elected are included.
||If corrections are needed, they must be made within the first 30 days of enrollment. Contact Benefits for information.
View information on:
Eligibility for Benefits
Permanent and long-term temporary classified and exempt employees scheduled to work 20 hours or more per week are eligible to enroll in certain benefits coverage.
- Only the plans you are eligible for will
appear in your OPUS enrollment options.
- Dependents eligible for coverage vary by plan and may include spouse, domestic partner, and children.
- If you and your spouse/partner both work for Pinellas County, you must each enroll in the plans for which you are eligible (i.e., not as a dependent).
How Do I Enroll?
- Your department will provide instructions to log into your OPUS account.
- Be prepared with the spelling of your dependents' and beneficiaries' names as well as their dates of birth, social security numbers and addresses.
- Log in to OPUS at home or at work to
complete your benefits enrollment:
- Use this direct link to OPUS, or
- Go to www.pinellascounty.org, select Services from the menu at the top, and then select OPUS. (If a window appears about viewing pages over a
secure connection, select OK).
- Once logged in, select PIN Employee Self Service, Benefits, and Benefits Enrollment. Make your selections.
- Print or save your Benefits Enrollment Confirmation Statement as proof of enrollment.
- If you opt out of the health plan, you must designate that election.
- Payroll deductions will begin in the pay period your elections are effective or as quickly as possible if elections are made after the effective date.
- Beneficiaries are those who will receive the proceeds of your life insurance should you pass away.
- You may designate or change your life insurance beneficiary at any time.
- It's important to check your beneficiary information in OPUS at least once a year to ensure it is up-to-date.
- To review or change your beneficiary in OPUS:
- Select PIN Employee Self Service > Benefits > Beneficiaries > Update Beneficiaries
- You will need to enter the Social Security number for your beneficiary.
- You can choose anyone as your beneficiary, but keep in mind that minor children will not receive the funds directly. To protect their interests, consider establishing a trust. For more information, see Life Insurance.
Domestic Partner Coverage
Employees who are unmarried and in a
committed relationship (same sex or opposite sex) may cover their
domestic partner and their child(ren) on health and dental coverage.
The guidelines follow IRS regulations:
Eligibility for Children
Dependent children are eligible for coverage under your benefits plan(s) up to a certain age, as shown below:
Maximum Age Eligibility for Children
||Maximum Age Eligibility
|Health Plan (including vision and behavioral/mental health)
||Age 24* (DHMO), 25* (DPPO)
|Healthcare Flexible Spending Account (FSA)
|Dependent Life Insurance
||Day prior to 26th birthday
*Eligible for coverage through the end of the calendar year in which they reach the age listed
Changing Your Benefits / Qualifying Event
- Typically the benefits you select during your initial enrollment period or at Annual Enrollment will remain in effect for the entire calendar year.
- However, the IRS does allow you to make changes to your coverage outside of these periods if you experience a qualifying event and notify Benefits as required. The type of qualifying event will determine what benefit changes can be made.
Qualifying Event (Family Status Change) Examples
- Birth or adoption of a child
- Dependent becomes ineligible
- Transfer between full and part-time
- Death of spouse, partner or child
- You have 31 days from the date of the qualifying event to submit the Qualifying Event Status Change Form along with supporting documentation to Employee Benefits. In the event that documentation (such as a birth certificate) is delayed, please submit the form within the 31 days, and follow up as soon as you receive the documentation. A list of acceptable documents is provided on page 2 of the form and includes:
- Marriage license or divorce decree
- Birth certificate or death certificate
- Court order
- Documentation showing loss of other coverage
Employees who are enrolled in other qualified medical benefit coverage may “opt out” of Pinellas County's health plan coverage when newly eligible for coverage, during Annual Enrollment, or due to a qualifying event.
- The Opt Out Incentive is $98.00 monthly credited to the employee's payroll checks and treated as taxable income.
- In order to receive opt out payments:
- Not all plans are considered alternate coverage for this benefit. Review the Opt Out Summary and Affidavit for more information.
- If you opt out, you are still enrolled in the Employee Assistance Program (EAP).
- If you opt out, you may still enroll in:
- If you opt out, you will not be enrolled in the following benefits:
- Managed mental health
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