County Information Desk:
(727) 464-3000
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Housing / Neighborhoods

A Resource Guide for Homeowners and Renters

The right information at the right time. That’s what we need in these tough economic times, but sometimes it can be hard to find. This list of community resources can point you in the right direction and give you a place to start. Please check each program for eligibility requirements.

Homebuyers:

Down Payment Assistance Program - For those who are not first-time homebuyers, an interest-free second mortgage for up to $5,000.
Free Homebuyer Education Seminars – Learn how to avoid costly mistakes when purchasing your home, how to save on energy costs, how much you can afford and more.
Homebuyer Information Program Form – Sign up for information on available homes, downpayment and closing assistance, home repair and more.
(727) 464-8210.
Homebuyer Programs - There are several programs for first-time homebuyers, provided by the HFA.
Habitat for Humanity – Each Habitat affiliate selects “partner families” to become Habitat homeowners. Find a nearby Habitat affiliate online.
(800) 422-4828.

Homeowners:

Florida Attorneys Saving Homes – Free hotline for those who fear that they will lose their home due to foreclosure. (866) 607-2187
Flood Information - What homeowners need to know about flood zones, insurance and other flood-related issues.
Foreclosure Information - Resources for those who are threatened by foreclosure and ways to identify scams.
Hurricane Preparedness – Assistance to qualified homeowners with a zero percent interest loan to prepare their homes for hurricane season.
(727) 464-8210 or e-mail.
Removal of Barriers – Assistance to disabled homeowners to remove barriers and add features that will make their homes easier to navigate.
(727) 464-8210 or e-mail.
Home Repair Loan Program – Provides home repair loans to low income and moderate-income homeowners at zero percent interest, amortized for 20 years. (727) 464-8210.

Renters:

Community Service Foundation - Fair Housing Counseling & Housing Placement & Assistance Program – Landlord/tenant assistance and affordable house rental availability (727) 461-0618, ext. 3.
Florida Housing Search – Find available housing that best fits your needs. This service can be accessed online 24 hours a day and is supported by a toll-free, bilingual call center Monday to Friday 9 a.m. to 6 p.m. (877) 428-8844.
Housing for Disabled - Affordable, publicly financed housing available for the physically disabled.
Landlord Tenant Information
Rental Housing – Apartment complexes financed by programs such as the HFA have a percentage of units available for low- to moderate-income families.
Subsidized Rental Housing – Several agencies provide housing for low- and moderate-income households, offering help with rental payments based on family income.

General Assistance for Homeowners and Renters:

Emergency Home Energy Assistance Program – Helps seniors 60 years and older pay for electric and gas bills. Eligible residents can apply two times a year.
Family Homelessness Prevention Program – Assistance with bills to help families in danger of losing their homes and becoming homeless.
Financial Assistance Program – Helps residents with documented medical disabilities with rent, mortgage payments, utilities and food.
(727) 464-8400; (727) 582-7781
Veteran Services - Home loan services from the Department of Veterans Affairs. Programs might include guaranteed loans, refinancing of loans or special grants.