Flood Information

When flooding happens.... Fact:
Communities with flood insurance coverage in force recover much faster when a flood event happens. 

Low-lying areas in Pinellas County that are adjacent to creeks, bayous, lakes, Clearwater Harbor, Boca Ciega Bay, Tampa Bay and the Anclote River are subject to flooding. Tropical storms and other threatening weather may present flood hazards to residents due to high tides, storm surges caused by winds and heavy rainfall.

This means everyone is in a flood zone with a risk designation of high, medium or low, so take steps to protect your property and financial security before disaster strikes. Most homeowners insurance does not cover flood damage. Talk to your insurance provider about your policy and consider if you need additional coverage.

The National Flood Insurance Program (NFIP) helps provide a means for property owners to financially protect themselves if additional coverage is required. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Check the Community Status Book to see if your community is already an NFIP partner. To find out your flood risk, calculate your premium and learn more about the NFIP visit www.FloodSmart.gov.

What to know:

• FAQ
• Flood Elevation Certificates
• Flood Insurance
  
• Floodplain Management
• Flood Maps & Zones
• Flood Mitigation
• Flood Safety
• Flood Warning System
• Property Protection
• Resources, Publications and Contacts
  

Report:

• Ditch obstruction
• Flooding issue
• Illegal activities that affect our bays/lakes/streams
• Pond issue
• Sewer issue

Businesses/Contractors:

• Flood Protection Assistance
• Flood Zone Application
  Application for building in a flood zone
• Information and Guidance on Building Safer
• Letter of Map Amendment (LOMA) and Letter of Map Revision-Based on Fill (LOMR-F) Process
• Elevation Certificate

• Development in Floodplain

Agency Contacts:

• Federal Emergency Management Agency (FEMA)
• Floodstorm.gov
• ReadyAmerica
• Disaster Assistance
• Mitigation-Florida Division of Emergency Management
• National Weather Service in Tampa Bay
  
• National Hurricane Center (NOAA)
• National Flood Insurance Program (NFIP)
  

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