Owning your own home is the American Dream but you need to be prepared for its challenges. The below websites offer vital information that can help make your experience as a homeowner a little easier.

Homebuyer Down Payment Assistance

• Community Development Down Payment Assistance
• HomeTown Heroes

Homebuyer Programs

• First-Time Homebuyer Program, Pinellas County HFA
• Programas de Compradores de Primera Vez - En Espanol
• Affordable Housing Development For Home Buyers

Homebuyer Education and Counseling

• Foreclosure Prevention Workshop
• MortgageReliefOnline.com – A Helping Hand to Homeowners
• Free Homebuyer Classes Calendar
• Local HUD Approved Counseling Agencies (HUD)
• Foreclosure Information
• Unfair Financial Practices and Predatory Lending (HUD)
• Predatory Lending Brochure (City of Clearwater)
• Your Rights and the Responsibilities of the Mortgage Services (HUD)