Home Improvements
Housing is one of
the most important elements in our lives and our communities, socially, physically,
and economically. Conserving and upgrading housing is a vital part of the
County's community development program. Rehabilitation of homes not only
insures their continued usefulness for years to come, but removes a blighting
influence on the neighborhood.
The Department extends low interest loans to qualified homeowners in all unincorporated
areas of Pinellas county and also within the limits of each cooperating municipality.
A community-wide approach to housing rehabilitation increases the number of homeowners
who can take advantage of the program.
 Low
interest mortgages
The Department offers a Low Interest Loan Program to preserve the existing housing
stock and encourage neighborhood improvement efforts. The program provides home
repair loans to low income and moderate income homeowners at interest rates ranging
from 0%-5% depending on household income and family size. The program also helps
with the home repair process, including identifying needed repairs, developing
work plans, putting out construction bids, helping the owner to select contractors,
and helping make sure the work contract is completed before funds are released
to contractors. A loan may also be provided to a person who is purchasing a property
in need of rehabilitation.
Don't
Dream It Do It!
A few improvements can make your house into the home
you've always wanted. Plus, you keep the same neighbors,
schools and shopping you already love.
Specialized Programs
The Department has developed Mini-Programs as neighborhood
improvement tools to generate enthusiasm and greater
participation in various housing improvement programs.
Each targeted neighborhood has its own menu of programs
that apply there, although not all Mini-Programs will
be available in a given neighborhood.
Eligible neighborhoods
are:
Other General Home Rehabilitation and Repair Programs
Local governments and nonprofit partners offer a variety
of general home rehabilitation and repair programs.
Although they may differ in some specifics, all of
the programs are intended to provide affordable financing
for rehabilitating and upgrading existing housing.
All local governments offer financing to low and moderate
income home owners and some also have programs which
have higher income eligibility requirements for home
owners living in targeted neighborhoods.
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| Community
Development | Housing Finance Authority