About Us
600 Cleveland Street
Suite 800
Clearwater, FL
(727) 464-8210
FAX (727) 464-8215
Toll Free Phone: 1 (800) 806-5154
Contact - Map ![]()
Hours:
8 a.m. - 4:30 p.m.
Monday - Friday
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HFA Programs that Help You Buy A Home
- First Time Home Buyers

First Time Homebuyers - Spanish Edition
The Housing Finance Authority of Pinellas County offers a number of programs for first time home-buyers. If you are ready to purchase your first home or have not owned a home as your primary residence for the past 3 years, you may qualify subject to purchase price, income limits and pre-approval by one of our participating lenders.
- Operation Kickstart
Provides interest free loans to builders and developers to produce affordable new homes and upgrade existing housing in specially designated areas of Pinellas County.
- Target Area Loans
Special program for persons who are not necessarily first time home buyers to purchase homes in certain 'target areas". The program offers higher purchase price limits and higher income limits.
- Free Homebuyer Education Seminars

Learn how to avoid costly mistakes when purchasing your first home, how to save on energy costs, how much house you can afford and more. Attending a class is a requirement for some programs. Classes are offered in all three counties.
- Participating Lenders
A participating lender can advise you on the program that best fits your needs. In addition to providing you with a pre-approval on your mortgage, the lender will also be able to tell you how much mortgage you can afford. Call (727) 464-8210 to be referred to an approved HFA Lender.
All programs are contingent upon available funding.


